Retirement Planning

Everyone will retire one day. I believe many of us want to retire comfortably but not old.? If you work during your retirement, it should be because you choose to, not because you have to? Even if you are not a high-income earner, you could retire comfortably if you start early and know exactly what to do.The earlier you start, the bigger the nest egg you can prepare for your retirement.

How much money you will need to save for retirement will depend on your desired standard of living, your expenses and your target retirement age. Recent researches have shown that EPF monies shall not be enough for retirement. Assuming an inflation rate of 5%, do you know that to fund only your meals and petrol in 15 years time for a 20 years retirement shall costing you about RM310,000?

Retirement planning is a lifelong process. Getting started on your retirement planning today will help you put time on your side. Beginning to save for retirement at an early age is one of the biggest factors in ensuring success.

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