Housing Loan Agreement – This agreement is signed between the Borrower and the Bank which consists of the terms and conditions of the loan obtained by the Borrower from the Bank to purchase a housing Property.

 

Commercial Loan Agreement – This agreement is applicable to business owners and entrepreneurs who are seeking loans from the bank to expand their businesses.

 

Refinancing Agreement – This agreement involves paying off an existing loan and replacing it with a new one with different terms and conditions (normally with a lower interest rate). It basically means borrowing money from the bank again (or another bank) under a new loan to settle the debt you owe in your current loan account

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