Dealing with unexpected events

Unexpected events such as natural disasters or loss of key staff can impact your ability to run your business. As your business is critical to your financial wellbeing, it is important to plan for these events so you can respond and recover quickly.

We offer a comprehensive cover to meet your changing needs by providing customized insurance solutions to support you and your budget. You can rely on our financial strength and stability to be there when you need us most.

Types Of Business Coverage

Business Liability

Every business operation requires protection. You need to protect your equipment and stock against unexpected loss due to break-ins or natural disasters (fire, flood, landslide, etc.). In addition, it is critical to have protection from legal liability arising from your negligence or the negligence of any of your employees while engaged in your business. Business insurance provides peace of mind by offering the most comprehensive assurance available to cover both you and your business.

What assets can you place into the trust?

Usually assets that generate income, such as properties that have rental income, listed company shares, insurance policies, unit trust and moneys in bank accounts are placed into the trust. This would allow the trustee to use the proceeds to pay for the children’s expenses for maintenance, education and medical.

Marine Cargo

Transportation is big business, therefore it is critical that your cargo reach its destination in one piece and is not damaged or lost whilst in transit.

Marine cargo insurance provides protection for the transportation of goods by all modes and means of transport and ensures that your cargo reaches its destination in one piece.

Commercial property & Equipment

As a business owner, we understand that your business is your life, especially if you are a Small and Medium Industry (SMI) player.

This was designed specifically to go beyond the usual pre-requisite coverage for Fire and Perils, All Risks and / or Electronic Equipment Insurance to offer instead, a more comprehensive cover with enhanced protection.

Employee Medical Insurance

Your employees are the most important asset of your company, therefore it is important that should the need arise, they are covered for medical and surgical costs.

Employee Medical Insurance is specifically designed to provide comprehensive medical coverage to suit the needs of both you, your employees and their family members all at a reasonable price.

Commercial Auto And Car Insurance

Commercial Vehicle Comprehensive insurance and Car Insurance covers your car against liabilities to other parties for death or bodily injuries, damages to other parties’ properties, accidental or fire damages to your car and theft of your car.

✅Losses or damages to your car due to accident, fire and theft
✅Third Party death and bodily injuries
✅Third Party property losses or damages
✅Extended benefits

Condo Insurance

Condo Insurance Plan is an all-in-one insurance plan covering the property against fire and other related risks. This insurance will ensure that as a statutory duty, the building is protected and complies with the Building and Common Property (Maintenance & Management) Act 2007.

Foreign Worker Hospitalisation & Surgical Scheme (SKHPPA)

The cost of hospitalisation and surgical services are increasing. That is why the Foreign Worker Hospitalisation & Surgical Scheme is in place to help you to reduce your financial burden in the event of hospital admission for foreign workers due to accident or illness.

Public Liability Insurance

Public Liabilities insurance covers the cost of claims made against your business by a client or a member of the public, should your work have resulted in injury or property damage. Public liability cover protects against the compensation pay-outs and legal costs.

Incidents which could lead to a public liability claim against your business include anything from clients slipping on a wet floor in your office premises, to a member of the public injuring themselves on a piece of your work equipment. It also covers you if you cause damage to property belonging to a third party.

Terms Assurance

Provision of cover for Death and Total & Permanent Disability due to any cause (Illness or accident). The sum assured may be based on a multiple of salary, or fixed amount depending on the job category. The coverage is worldwide, 24 hours a day.

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